Worcester Warriors star Jonny Arr joins Financial Advice Centre

Posted by siteadmin on Tuesday 15th of October 2019

Website homepage image - JA.jpgJonny Arr, former Worcester Warriors scrum half joins us this month. 

Jonny is well known to Worcester Warriors fans as a homegrown success story having started playing within Worcester RFC Mini Juniors aged 7.  He played throughout his education at Royal Grammar School (RGS) going on to obtain a first class degree from the University of Northumbria in Leadership & Management. During his 12 year career with the Warriors he won international honours as part of the England Under 20 team that achieved the Grand Slam in the Six Nations of 2008....


Financial Advice Centre now provides mortgage and commercial lending advice

Posted by siteadmin on Tuesday 1st of October 2019

 We are excited to announce our merger with homegrown Mortgage Advisers, Sterling Rock. 

Sterling Rock was founded by local Mortgage Adviser George Roberts. Our firms help clients plan and achieve their financial objectives and have been recommending each other’s services for four years. We are making this relationship official by joining under one roof and umbrella company as Financial Advice Centre. 

George and his team of three Advisers, will join Financial Advice Centre in their offices in 7 Sansome Place from 1 October 2019.

Piers Me...


How to choose an Independent Financial Adviser

Posted by siteadmin on Monday 24th of June 2019

There are six key qualities to look for when selecting an Independent Financial Adviser. In addition to finding someone whom you trust and feel a natural rapport - it's important to ensure they also meet the following criteria.  

  • Truly independent: Make sure that your IFA is a free agent acting on no-one else’s behalf but you. Even restricted advisers who only advise on a select range of products are accountable and should offer objective advice.
  • A whole of market outlook: Ensure your Adviser looks at the entire financial market when sel...

The Woodford Affair and what it means for Investors

Posted by siteadmin on Monday 24th of June 2019

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We have been asked by a number of clients who have heard in national media about the Woodford Fund affair and its connection to retail investment platform provider, Hargreaves Lansdown. We thought it would be useful to explain a little of the background to the situation that has arisen, and explain how we operate and how this is quite different. It also worth mentioning from the outset that none of the portfolios our clients are invested in contain the Woodford funds. 

Background 

After a highly successful career at Invesco Asset Managem...


May 2019 Markets in a Minute

Posted by siteadmin on Monday 24th of June 2019

(Download full  article pdf )

  • Markets have endured their first negative month in 2019 after a blistering start to the year. 
  • Global equities are up roughly 10% year-to-date, having handed back around 3% in April. 
  • The major source of anxiety has been the escalating trade tensions between the US and China. 
  • President Trump’s tweet on 5th May revealed the US administration intended to both raise tariffs on goods already suffering a penal import duty and levy fresh tariffs on new products. 
  • An additional source of concern is that US co...

April 2019 Markets in a Minute

Posted by siteadmin on Friday 10th of May 2019

Issued May 2019 - Monthly Roundup of Market Activity 

  • Stock markets have enjoyed another positive month in April, building on the positive momentum from the first quarter.
  • The catalyst behind these gains resides in the significant shift in policy from global leaders, particularly central banks. Recognising the growth challenges that accrued in 2018 these institutions have moved from a restrictive bias toward, and in some cases attaining, a stimulative setting.
  • Examples include the US Federal Reserve taking their 2019 guidance on int...

February 2019 Markets in a Minute

Posted by siteadmin on Friday 26th of April 2019

Monthly Round up from February 2019

At Financial Advice Centre our Investment Committee meets monthly and we continue to speak regularly to top industry fund managers for greater insight into market conditions. This ensures your investments are reviewed and best placed to achieve your long term objectives. Below we have distilled the key points from the past month to give you an informative overview. 

Political policy continues to dominate

The equity market recovery continued in February, thou...

Beat the end of year Tax rush

Posted by siteadmin on Thursday 1st of March 2018

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In this guide Piers Mepsted explains:

  • Why you shouldn’t leave tax planning until the end of the tax year.
  • How acting now means you can maximise tax-planning opportunities – and minimise stress.
  • The main tax-planning opportunities in the current tax year from pensions to property, inheritance tax to ISAs, dividends to capital gains tax.

As the end of the tax year gets closer there is a window of opportunity to make the most of valuable allowances, reliefs and exemptions that can help reduce your tax bill and make sure your finances ...


Inheritance Tax (IHT) and the new Residence Nil-Rate band

Posted by siteadmin on Thursday 30th of November 2017

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Adam Smith, Technical Pensions expert from FAC discusses how changes to (IHT) Inheritance Tax and the new Residence Nil-Rate Band could affect you.

At the beginning of 2016, the number of UK families paying inheritance tax (IHT) was at a 35-year high, as rising house prices pushed the value of family assets above the tax threshold. From April 2017 an additional allowance came into force which has seen these numbers recently being driven down by the introduction of the new Residence Nil-Rate Band (RNRB) allowance.

So what do these chang...